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Compensation in Connection With Loans to Members and Lines of Credit to Members

The NCUA Board (Board) is issuing for public comment a proposal to amend the NCUA's regulation that limits a federally insured credit union (FICU) official and employee compensation in connection with loans to members and lines of credit to members. These regulations have generated confusion and are unduly restrictive.

AgencyNational Credit Union Administration
Document typeProposed Rule
Published2026-02-25
SummaryThe NCUA Board (Board) is issuing for public comment a proposal to amend the NCUA's regulation that limits a federally insured credit union (FICU) official and employee compensation in connection with loans to members and lines of credit to members. These regulations have generated confusion and are unduly restrictive. To provide clearer and more flexible standards, the proposed rule would expressly permit incentive and bonuses to employees, including senior management, to incorporate lending metrics as part of compensation based on a credit union's overall financial performance.
Document number2026-03754
Official recordhttps://www.federalregister.gov/documents/2026/02/25/2026-03754/compensation-in-connection-with-loans-to-members-and-lines-of-credit-to-members

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