National Bank Non-Interest Charges and Fees
The OCC is adopting an interim final rule to clarify that national banks' power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Furthe
| Agency | Treasury Department, Comptroller of the Currency |
|---|---|
| Document type | Rule |
| Published | 2026-04-29 |
| Summary | The OCC is adopting an interim final rule to clarify that national banks' power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that national banks may charge non-interest charges or fees, even when such charges and fees are set by or in consultation with third parties. The OCC invites public comments on this interim final rule. |
| Document number | 2026-08328 |
| Official record | https://www.federalregister.gov/documents/2026/04/29/2026-08328/national-bank-non-interest-charges-and-fees |